The Med's strategy could end up costing Shelby County's benefit plan a lot more money!! Co-pays and deductibles play an important role in encouraging employees to use the appropriate level of care..e.g., a primary care physician vs. an emergency room. If insured employees go to the Med vs. their physician office because there is no co-pay, costs will increase to the plan. Something that needs to be thought about..
Click here to read the CA article.